Restructuring and turnaroundVancouver
Restructuring and turnaround advice for Vancouver companies under financial pressure: a clear view of cash, a credible plan, and negotiations with lenders, landlords and creditors that buy the time to carry it out.
When companies call us
The earlier a company acts, the more options it has. Most of our restructuring work starts with one of these situations.
Payroll, rent or key suppliers are hard to cover, and there is no reliable view of the next few weeks.
Results are tracking below what the loan agreement requires, and the lender will notice.
Suppliers, landlords or the CRA are demanding payment, and some accounts are heading to collections.
Costs were built for a bigger business than the one that exists today.
A demand letter, a forbearance discussion or the threat of receivership.
A private equity sponsor or a board needs an independent plan for an underperforming business.
How we help
Restructuring advice for founder-led and family-owned businesses, companies facing creditor pressure, private equity sponsors, and the lenders and legal advisers who work with them. We bring speed, discretion and financial clarity to high-stakes situations.
A 13-week cash flow forecast that shows the runway, when critical payments fall due and which levers are available to stabilize the business.
Negotiations with lenders, landlords and trade creditors to reschedule payments, defer obligations or agree forbearance that buys time.
A review of the cost structure, revenue and cash burn, and a turnaround plan that is financially viable and realistic to execute.
Where covenant breaches are likely, and how to approach the lender early, with a plan, to manage expectations and reduce pressure.
Private, asset-based or bridge financing where new capital is needed to avoid a default or fund a restart.
In more severe cases, asset sales, structured wind-downs or a new entity with a clean capital structure and a viable business model.
Restructuring in Vancouver
A restructuring is a negotiation among the company, its lenders, its landlord, its suppliers and sometimes the CRA. In Vancouver, those counterparties include the special loans teams of the major banks, credit unions, BDC, private lenders and commercial landlords, each with its own process and patience.
We know how these lenders and creditors approach a company in difficulty, and we work alongside insolvency lawyers and licensed insolvency trustees when a formal process is needed. The aim is always to protect value and keep the most options open.
A bank that sees a credible cash forecast and a realistic plan early is far more likely to grant forbearance or amend covenants than one that learns of the problem from a missed payment.
Rent is one of the largest fixed costs for Vancouver companies. Lease negotiations, subleases or a move are often part of the plan, and landlords respond to numbers as well.
Many owners hold property inside or alongside the business. It can support bridge financing or be sold to reduce debt, and the choice affects what the owners keep.
Most restructurings are negotiated privately. Where they are not, Canada offers formal proposals under the Bankruptcy and Insolvency Act and, for larger companies, restructuring under the CCAA. The decision to use them should be made early and with advice.
Our view
Companies under pressure usually wait too long. Each week of delay narrows the options, as cash runs down and creditors lose patience.
We start with the cash: an accurate 13-week forecast that shows exactly where the business stands. With that in hand, owners can make decisions, and lenders and creditors can be approached with a plan rather than a problem.
Watch: Fractional CFO for Growth
How an engagement works
Restructuring work moves quickly, often week by week. You receive a written proposal with the scope and fee before any work begins, and everything you share is confidential.
Where a formal insolvency process is needed, we work alongside your lawyer and a licensed insolvency trustee.
Under financial pressure?
Selected clients
Frequently asked questions
As soon as cash becomes hard to predict or a covenant breach looks likely. The earlier the advice, the more options remain.
No. We advise companies on cash, plans and negotiations. Where a formal insolvency proceeding is needed, we work alongside insolvency lawyers and licensed insolvency trustees.
Yes. We prepare the forecast and the plan the bank will want, and we support or lead the discussion about forbearance, amendments or a new structure.
A week-by-week forecast of receipts and payments over the next quarter. It is the tool lenders expect in a restructuring, and it shows owners exactly how much time they have.
Sometimes a sale of the business or its assets is the best way to protect value. We can advise on that option and run the process through our M&A advisory service.
Yes. We also support lenders, special situations investors and private equity sponsors who need an independent view of a borrower or a portfolio company.
It depends on the scope and the urgency. After a first conversation we send a written proposal setting out the scope and fees, so the cost is clear before any work begins.
No. Vancouver is our home base, and we work with companies across British Columbia and Canada.
Have a question that isn’t covered here? Ask us directly.
Start a conversation
Tell us what is happening and how much time you think you have. We will come back quickly with the questions that matter for your situation.
What happens next
Office
Alphabridge Group Inc.555 Burrard StreetVancouver, BC V7X 1M8
We use your details only to respond to your inquiry.
Whether it is a deal, a raise, a valuation or the way the business is run, we are glad to talk it through.
vasant@alphabridge.co
+1 778 903 4883
Five practices, organized around the decisions our clients face.
Sector depth across the businesses we advise, from early-stage ventures to established operators.
Perspectives on transactions, valuation, capital, performance and strategy.
An independent strategic finance firm, founded in 2016 and led by its principal on every engagement.
